Weakening Dodd-Frank’s Volcker Rule Puts Depositors And Tax Payers At Risk
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MRV Associates

Basel III, Dodd-Frank, Derivatives and Risk-based Supervision Training
The latest by Mayra Rodriguez Valladares:

Weakening Dodd-Frank’s Volcker Rule Puts Depositors And Tax Payers At Risk

The Trump bank deregulatory train is speeding at a breakneck pace.  We have not even gone through a credit cycle to test how well the Volcker Rule would work in an economic downturn, and it has already been gutted, endangering depositors and taxpayers.

Read more here

Other Recent Articles:

Investors Face Intensifying Credit Risks With U.S. High Yield Corporate Bonds
Rising Global Recession Odds Signal More Credit And Market Risks For Financial Institutions
Trump’s Trade Wars Are Hurting Midwest Farmers, Banks, And State Coffers
The Volcker Rule Should Be Strengthened For Big Banks And Made Transparent
Leveraged Loans And Collateralized Loan Obligations Have Significant Capital Implications For Banks

Leveraged Lending and Collateralized Loan Obligation Markets (New!)

US Basel III  

Bank Regulations

Operational Risk Management - A Practical Approach

BCBS 239: Best Practices in Risk Data Aggregation

Counterparty Credit Risk and CVA 

Advanced Risk Management in Financial Institutions

Municipal Bond Market


Will Trade War Be a Bane or Boon to Emerging Markets?
By Ben Hernandez
The U.S.-China trade war has for the most part been a bane to emerging markets (EM) since last summer, but with the Federal Reserve realizing the implications of a protracted tariff tussle, more rate cuts could be a boon to EM as well. How should investors play EM this time around?

Here’s Why Critics Think Changes to the ‘Volcker Rule’ Could Increase Risk and Leave Taxpayers Bailing Out Banks (Again)
By Erik Sherman
Banks are full of "traders under a lot of pressure to make more money," said Valladares. Low and even negative interest rates will make profits harder to find. "Lots of different securities and derivatives will no longer be covered. This will have traders take on more risk. In combination with a very tired economic expansion … I think the timing is terrible."

The bond market may be signaling something worse than a recession: Distrust in America
By Pedro Nicolaci da Costa
President Donald Trump's absolute disregard for institutions, international alliances, the truth and basic principles -- and his ongoing support among a significant swath of the American population -- has the world wondering if the United States is just caught in a temporary fever of newfound autocratic sympathy, or whether this is the start of a potentially more sinister period of political upheaval. And global markets are reacting. While the Dow and S&P's daily gyrations steal the headlines, bonds are Wall Street's sleeping giant. What happens with Treasury notes is often a more relevant indicator of broader economic trends.

Can Index Funds Replace an Advisor?
By Lou Carlozo
"There are so many advisors that you can shop around for advisors who charge the least fees," says Mayra Rodriguez Valladares, managing principal at MRV Associates and a bank regulatory and capital markets consultant based in New York. "Always make sure to ask your advisor what he or she invests in to see if they have skin in the game."

The Death of Trading: Why More Big Banks Think the Business Is a Losing Bet
By Rey Mashayekhi
The news last month that Deutsche Bank was axing its global equities trading operations—and cutting roughly one-fifth of its total workforce in the process—shook the banking world to its core. Non-banks like Blackstone and Citadel do not have the capital requirements that the banks do; they’re more nimble, they can hire a lot of people and take on riskier transactions.

Financial regulators stand firm in face of data-hungry BigTech
By Alex Hamilton
BigTech know how to collect data, they know how to parse it, they know how to differentiate between good data and bad data. That data has unbelievable value. These companies know exactly what we like, don't like, what we buy, what our health condition is, what our political views are, and how we're connected to other people. They are in a much better position than the banks when it comes to targeting and selling financial products. They know if we have kids or not, so know what kind of insurance to offer. They know if we’re in college and need loans.

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