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The Bottom Line July 2016

WE WELCOME KAT!

It is with great delight that we announce the appointment of Katarina Hudacinova as new administrative assistant.

Kat is originally from Bardejov in Slovakia, but lives in Ramsbottom with her partner and George, her one-year- old son.

Joining the team, but working predominantly with Mike, Kat’s previous experience in IT and Recruitment will help support our continued growth and levels of customer support and service.

BREXIT!?

As we 'voyage into the unknown' outside Europe, the only thing for certain is uncertainty as to how it will all pan out. Questions and concerns about how it will affect your financial situation are natural and if you need reassurance do not hesitate to come in for a chat.

STAND UP TO CANCER!

Tables are still available at our Cancer Research UK Charity Ball and comedy night October 15th at the Village, Bury - contact Sarah to find out more!

UNBEATEN CHAMPIONS!

Springfield Park U13's 'Thunder' have been crowned champions of the North Bury Junior Football League Division 2.

Sponsored by Ramsbottom business, Northern Star, the team – known as "Thunder" - went the whole season undefeated scoring 105 goals to 38 conceded.

Manager Craig Cosgrove said, "A big thanks to our sponsors and parents for supporting the team. Our boys and girl have really deserved this and have enjoyed every minute – as have I: COME ON THUNDER!"

AUTO ENROLMENT - New rules for Directors

Effective from 1 April 2016, it is no longer an employer's duty to automatically enrol or re-enrol a jobholder who is a director of the company by which that jobholder is employed.

'Already, directors who didn’t have a contract of employment were outside the scope of auto enrolment. However, from 1 April 2016, it is no longer an employer's duty to automatically enrol or re-enrol a jobholder who is a director of the company by which that jobholder is employed. It will instead be discretionary and the individual will still have the same rights as any jobholder to enrol and benefit from the normal contributions.'

As it stood prior to this, director only companies are exempt where there is no contract of employment but as soon as a company employs staff, then all staff on PAYE (including owner directors) are involved in the auto enrolment process. This sensible approach has been introduced to make it discretionary, which for owners, makes perfect sense as they are likely to do their own pension arrangements anyway.

If you require clarification on this or anything to do with your auto enrolment process:

Go to www.thepensionsregulator.gov.uk or give Mike a ring!







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Northern Star Financial Management Ltd · 52 Bolton Street · Ramsbottom, BL0 9HX · United Kingdom

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