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Good Morning, 

Below are Small Balance Real Estate loans we recently funded.

We made a ton of improvements in 2019 to make us your best option for low documentation, non-conforming commercial and investment residential real estate loans:
  • More property types. We added hotels, motels, assisted living, rooming houses, and lots of other unique property types.
  • Better Loan Terms. 30 year fixed loans, rates from 5.75%, interest only loans, and shorter prepay penalty options.
  • Complex Transactions. Vacation rentals, non-profits, foreign investors, vacant and low DSCR property, back taxes, BK and foreclosure bailouts, and more.
  • Referral Partner Upgrades. Referral fees up to 2%, unique referral links, more involvement, and more status updates.
$900K Daycare
Refinance - Georgia
We funded an 8.25% rate, 5 year fixed, 30 year am., 75% LTV loan.
Barriers included a 582 credit score, a rural town of 7,700 people, and no tax returns. 
$550K Light Industrial
Cash-Out Refinance - California
We funded an 8.5% rate, 5 year fixed, 30 year am. loan.
Barriers included single tenant auto-body / paint shop, corrugated metal building, lease expired in 2 years, 645 credit. 
Referral Partners
$400K Industrial
Purchase Loan - 
We funded a 7.625% rate, 30 year fixed, 80% LTV loan.
Barriers included a remote location, fast close needed since the loan was rejected at closing by another lender. 
$185K Single Family Home
Cash-Out Refinance - Florida
We funded a 9.75% rate, 30 year fixed, 70% LTV loan. $166K of unrestricted cash-out was provided. 
Barriers included 
the property being part of a condo association, no tax returns.
We're your best option for Small Balance Real Estate loans:
  • Loans from $200K to $5 Million ($500K referral partner min.)
  • No Credit Score Minimum
  • Rates from 5.75% to 13% (risk based pricing)
  • Up to 80% LTV (purchase, refinance, cash-out, and rehab)
  • 1, 3, 5, 7 & 30 Year Fixed Loans
  • Most Real Estate Considered (no land or primary homes)
  • Financing Barriers OK (BK/foreclosure, cash-flow, etc.)
  • Stated Income, Bank Statement, Asset Based, and Full Documentation Underwriting Options
Get a New Rate Sheet
I look forward to hearing from you or feel free to apply here (it takes only a few minutes and it won't affect your credit).

Anyone can sign up as a referral partner and earn up to a 2% referral fee for each funded referral.


Myron Alford
SVP, Real Estate Lending
South End Capital Corporation
Schedule a Call | E | W

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NOTICE: The information in this transmission may contain privileged and confidential information. It is intended only for the use of the person (s) named above. If you are not the intended recipient, you are hereby notified that any review, dissemination, distribution or duplication of this communication is strictly prohibited. If you are not the intended recipient, please contact the sender by reply email and destroy all copies of the original message. This email is not a solicitation of investment funds or a securities offering and the content in this email is for informational and educational purposes only. This email is not a commitment to lend or a guarantee of financing in any way.

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