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Happy New Year!

Below are subprime SBA loans we closed that were turned down by other SBA lenders or were thought to be SBA ineligible.

Also, we're extending our underwriting fee waiver until 1/31/20. Save up to $2,500 and pay $0 until you receive a loan commitment (or a decline if ineligible).

Apply (no credit pull)
$1.58M Engineering Co.
Debt Consolidation - Texas
We provided a 7.5% rate, 10 year am., 100% LTC, and $1.45M to pay off 7 liens and costly MCAs.
Barriers included refinancing a $1.11M SBA loan, and limited collateral coverage.
$782K Unbranded Gas Station
Purchase Loan - Delaware
We provided a 7.5% rate, 25 year am., 92% LTC, $134K of working capital, and $91K to pay off high-cost debt.
Barriers included low cash-flowno 2018 taxes, and a 2013 BK.
$437K Bed & Breakfast
Purchase Loan - 
We provided a 7.5% rate, 25 year am., 86% LTC, and $100K of working capital.
Barriers included a remote location, no brand or flag, and the borrowers lived there
$200K Plumbing Contractor
Purchase Loan - Idaho
We provided a 7.5% rate, 25 year am., 90% LTC, and $34K of working capital.
Barriers included a rural location, 2016 business start date, declining income, and below average credit.
We're the only company offering subprime SBA loans:
  • $30K to $20M+ Loan Sizes
  • Credit Down to 550
  • No or Low Collateral Options
  • 10 or 25 Year Amortized Rates at 7.5%
  • Unique Businesses or Property
  • Financing Barriers OK (past BK/foreclosure, cash-flow, etc.)

I look forward to hearing from you or feel free to apply here (it takes only a few minutes and it won't affect your credit).

Anyone can sign up as a referral partner and earn up to a 2% referral fee for each funded referral.

Claim Your Referral Link


Matt Naughton
SVP, Business Lending
South End Capital Corporation
Schedule a Call | E | W

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