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Recent Funding

$354,250 Cash-Out of Free & Clear NOO SFR, 16 Day Loan Closing

Stated Non-Conforming (SNC) Program

SECC's Stated Non-Conforming Program is fast and efficient; our average closing timeframe is two to three weeks. We offer an easy online application process, stated underwriting, quick quotes and same-day LOIs. Our team is highly responsive and committed to working with you to handle all the heavy lifting so that your loan experience is not only trouble-free but enjoyable!

Closing Highlights


New Jersey 

  • $320K+ unrestricted cash-out
  • 9.24% rate, 3/30 term/amo
  • No prepayment penalty
  • No tax returns required
  • $7,085 broker rebate paid!
View More Closings

Program Highlights

SNC Program


  • Loans from $50K to $5M 
  • Rates start at 6.99%
  • Most properties considered
  • National lending footprint
  • Work with a direct lender
Request a Rate Sheet

About SECC

Headquartered in Los Angeles with offices nationwide, SECC, as a direct lender provides non-conforming real estate loans up to $5,000,000 nationwide; and, provides SBA and private business loans in participation with third-party investors. Additionally, SECC offers same-day term sheets, excellent service and prompt responses, is broker-friendly and pays rebates to approved partners. For additional information visit: www.southendcapital.comSECC is a direct lender licensed under California Finance Lenders License # 603 L334
Copyright © 2015 South End Capital a division of Stearns Bank, N.A., All rights reserved.

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