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Recent Funding

$100K Business Term - Monthly Payment - 5 Day Close - 2nd Position

Transaction Overview - Automotive Repair

This borrower, a current Funding Circle client, was turned down by them for additional credit he urgently needed to take advantage of a business investment opportunity. Although the borrower received multiple daily and weekly ACH financing offers, finding a competitive term offer to take a second position behind Funding Circle was next to impossible for him. 

SECC was able to custom tailor a financing offer for this client that perfectly fit his needs. SECC funded a second position term financing behind Funding Circle, provided a fixed monthly payment for 12 months and also offered no prepayment penalty after the fourth month. SECC delivered a competitive 17% rate with 5 points and closed in under 5 days. 

Private Business Term Program

SECC's Private Business Term Program provides monthly payments, unrestricted working capital, no prepayment penalty options and rates starting at 9.99%, but we also offer: No collateral requirement, no restricted industries, no caps on NSFs, no minimum deposit requirements, no time-frame for bankruptcies or foreclosures, no judgment restrictions, credit down to 500, minimum time in business down to 2 months and much, much, more...

Closing Highlights

Automotive Repair


  • Monthly payment 
  • 12 month fixed term
  • 17% rate & 5 points
  • No PPP after 4 months
  • 2nd position financing
Apply Online

Program Highlights

Private Business Term

Nationwide (& Canada)

  • Loans from $2K to $2MM 
  • Low Documentation
  • All industries considered
  • 1 to 5 day closings
  • Up to 6% rebate paid
Request a Rate Sheet

Call Today (888) 268 - 7778 x 4


About South End Capital Corporation

South End Capital Corporation "SECC", founded in February of 2009, is a nationwide, non-conforming lender (CA Finance Lenders License # 603 L334) providing collateralized and uncollateralized loans to business owners and real estate investors directly, and in participation with third-party lenders.

SECC offers easy online applications, excellent service, prompt responses, generous compensation to approved partners, and custom tailored financing—we evaluate actual need, not just the application. Please visit our website for more information at

Copyright © 2016 South End Capital a division of Stearns Bank, N.A., All rights reserved.

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