South End Capital News
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Recent Funding

$60,800 Working Capital - Monthly Payment - 10 Year Term - 2 Day Close

Transaction Overview - Construction Co.

This borrower was referred to SECC because he was looking for quick working capital to fulfill a million dollar contract he had just signed. The borrower had plenty of merchant cash advance offers to choose from but didn't want a daily or weekly payment and did not want an interest guarantee or prepayment penalty. 

The financing was considered too small for traditional lenders and other private term lenders were not interested due to the industry, and that funds would used for construction

SECC was able to fund the borrower the cash he needed in less than 2 days, provide a monthly payment fixed for 10 years, offer no prepayment penalty or interest guarantee and provide a 24% rate with 5 points

Private Business Term Program

SECC's Private Business Term Program provides monthly payments, unrestricted working capital, no prepayment penalty options and rates starting at 9.99%, but we also offer: No collateral requirement, no restricted industries, no caps on NSFs, no minimum deposit requirements, no time-frame for bankruptcies or foreclosures, no judgment restrictions, credit down to 500, minimum time in business down to 2 months and much, much, more...

Closing Highlights

Construction Co.


  • Monthly payment 
  • 10 year fixed term
  • 24% rate & 5 points
  • No PPP or Interest Guarantee
  • 1.5% broker rebate
Apply Online

Program Highlights

Private Business Term

Nationwide (& Canada)

  • Financing from $2K to $2M 
  • Low Documentation
  • All industries considered
  • 1 to 5 day closings
  • Up to 6% rebate paid
Request a Rate Sheet

Call Today (888) 268 - 7778 x 4


About South End Capital Corporation

South End Capital Corporation "SECC", founded in February of 2009, is a nationwide, non-conforming lender (CA Finance Lenders License # 603 L334) providing collateralized and uncollateralized loans to business owners and real estate investors directly, and in participation with third-party lenders.

SECC offers easy online applications, excellent service, prompt responses, generous compensation to approved partners, and custom tailored financing—we evaluate actual need, not just the application. Please visit our website for more information at

Copyright © 2016 South End Capital a division of Stearns Bank, N.A., All rights reserved.

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