Security. Purpose. Legacy.

January 1, 2018
Happy New Year to Everyone!

I hope you've had a great Christmas and are off to a great 2018. If you haven't done so, take some time to reflect on the past year and then think about plans for this new year. Maybe you want to take that trip you've been dreaming about, or always wanted to learn a new language, or visit that friend or relative you haven't seen in years, or build some healthy habits. Whatever it is, now would be a good time to write down your goals for the new year, before you realize that it's September already. Put these in a place that will make them easily visible, like on your calendar or cell phone, so you won't forget.

Time passes quickly. Sometimes we procratinate so long that whatever we were thinking about doing becomes unfeasible or impossible. There's no time like the present, so take the time now to write down your goals and make a genuine effort to achieve them. You will then feel that much better this time next year.

Successful Retirement Solution
An integrated planning approach we offer to our valued clients, involving a six step process that will help you:    
                     1. Clarify Vision
                     2. Preserve Wealth
                     3. Minimize Tax
                     4. Maximize Retirement
                     5. Optimize Investments
                     6. Design Legacy

We will touch on one or more of these steps at our future meetings with you. We'll also provide educational resources to explain each step so that you'll understand their importance and how you'll benefit from this holistic planning approach. Please feel free to contact us if you have any questions.

With housing prices near all time highs, is it a good time to cash in the huge equity that's been built up on your house? If you've been thinking about this, click here to see a BNN video that reviews the various considerations this brings up.
Secret To Less Tax In Retirement
Have a big RRSP saved up? Congratulations! But the challenge now becomes trying to get the money out in a tax efficient way. It could be problematic if you leave it til you're close to age 71 when mandatory RRIF withdrawls kick in. Click here to read a Globe & Mail article about the details.
Social Networking For Retirees
Enjoying a happy retirement is more than just staying healthy and having enough money. You need to have a good social life as well. Getting out and becoming involved with other people is a key to keeping well emotionally and psychologically. Click here for some suggestions on how you can do this.
                                          Chad Ekren  
Chad Ekren CIM, CFP®, B.Comm
Portfolio Manager
HollisWealth®, a division of Industrial Alliance Securities Inc.
Insurance Advisor, Hollis Insurance Inc.
1030 – 4720 Kingsway
Metrotower II
Burnaby, BC  V5H 4N2
I have a group of enthusiastic professionals dedicated to providing the highest level of customer service. We offer an integrated, holistic, financial planning process to help our clients achieve a Successful Retirement. Click here to see video.
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Capital Concepts Group
HollisWealth, a division of Industrial Alliance Securities Inc.    
Hollis Insurance Inc.
Suite1030 – 4720 Kingsway                                                               P: 604-432-7743
Metrotower II                                                                                       F: 604-439-7777
Burnaby, BC  V5H 4N2                                                                   

This information has been prepared by Chad Ekren, Joe Goncalves and Geoff Perrin who are a Portfolio Manager and Investment Advisors for HollisWealth® and does not necessarily reflect the opinion of HollisWealth. HollisWealth® is a division of Industrial Alliance Securities Inc., a member of the Canadian Investor Protection Fund and the Investment Industry Regulatory Organization of Canada. Insurance products are provided through Hollis Insurance Inc. The information contained in this newsletter comes from sources we believe reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any of the securities mentioned. The information contained herein may not apply to all types of investors. The Portfolio Manager and Investment Advisors can open accounts only in the provinces in which they are registered. Capital Concepts Group  is a personal trade name of Chad Ekren. For more information about HollisWealth, please consult the official website at

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Capital Concepts Group Inc. · 1030 - 4720 Kingsway · Burnaby, BC V5H 4N2 · Canada

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