A lifestyle-sustaining income and a legacy for those you love
October 1, 2015
Part 4: Bear Markets Are Buying Opportunities

This is the final segment of the Bear Market series. In part 4, read about why Bear Markets are buying opportunities and some of the ways in which you can take advantage of such opportunities. Click here to read the details.
48% of Canadians over 50 have just a quarter of what they need to retire

This grim statistic was uncovered by a recent survey conducted by the Canadian Payroll Association (CPA). Fortunately, Capital Concepts Group can provide well-planned strategies for those who are behind in their retirement planning. Contact us for a no obligation assessment or come to our Fall Seminar outlined below.
SAVE THE DATE: Saturday, Oct. 24

Mark your calendars for our next breakfast seminar, Keys To A Successful Retirement, on Saturday, Oct. 24, 8:30 am at the Hilton Vancouver Metrotown hotel (in Crystal Mall). Bring a friend or family member along for this informative event covering: Your Successful Retirement Number, Essentials of Estate Planning, Manulife Strategic Income Fund - a great solution for a low interest rate environment. Click here to RSVP.

Financial Foundation Videos with Nick

CCG is proud to offer you a series of educational videos that explain core financial concepts like "Compound Interest", "Dollar Cost Averaging", "GICs", "TFSAs", "Rule of 72", "Paying Yourself First" and others. Click here to see the complete list of topics and start learning. Forward this email to those you think may benefit from these videos.

         Chad Ekren     
    Chad Ekren CIM, 
CFP®, B.Comm
                 Portfolio Manager
Preventing the Behaviour Gap
To read the entire 4 part series of "The Behaviour Gap", please go to

Successful Retirement Video
If you haven't seen our video series on "Achieving a Successful Retirement", please click here to view them.

We're Growing
Capital Concepts Group is looking to expand our client base with people just like you. Click here if you'd like to talk about how you can achieve a Successful Retirement.

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Should you have any questions or comments please call me at 604-432-7743 or email me at
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Know someone who may benefit from viewing these videos or reading these articles? Please forward this email directly to them.
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This article was prepared solely by Chad Ekren who is a registered representative of HollisWealthTM (a division of Scotia Capital Inc., a member of the Canadian Investor Protection Fund and the Investment Industry Regulatory Organization of Canada). The views and opinions, including any recommendations, expressed in this article are those of Chad Ekren alone and not those of HollisWealth. Capital Concepts and Capital Concepts Group are personal trade names of Chad Ekren. TM Trademark of The Bank of Nova Scotia, used under license.