A Lifestyle Sustaining Income and a Legacy for Those You Love
April 1, 2016
How Much Retirement Income Do You Really Need?
An old rule-of-thumb says that we should expect to need about 70% of our pre-retirement income during our retirement. But how realistic is that? Read this article to see why 70% for most people may be too much and what more reasonable estimates are.
Click here for "10 Ways The Budget Will Affect Your Finances"
A "TFSA - First" Strategy For Retirement Planning
Conventional wisdom has advocated using RRSPs to save for retirement, but a recent study by the Canadian Institute of Actuaries provided some compelling reasons to choose TFSAs over RRSPs. Click here to read if a TFSA may be the better choice for you.
Why Bonds Are So Confusing
A recent survey showed that 40% of investors did not know that bond prices drop when interest rates rise. Click here for a refresher on bonds and their performance in various interest rate environments.

Financial Foundation Videos with Nick

CCG is proud to offer you a series of educational videos that explain core financial concepts like "Compound Interest", "Dollar Cost Averaging", "GICs", "TFSAs", "Rule of 72", "Paying Yourself First" and others. Click here to see the complete list of topics and start learning. Forward this email to those you think may benefit from these videos.

         Chad Ekren     
    Chad Ekren CIM, 
CFP®, B.Comm
                 Portfolio Manager
Successful Retirement Video
If you haven't seen our video series on "Achieving a Successful Retirement", please click here to view them.

We're Growing
Capital Concepts Group is looking to expand our client base with people just like you. Click here if you'd like to talk about how you can achieve a Successful Retirement.

Get Our Monthly Newsletter
Click here to receive our monthly newsletter containing educational articles of interest.
Should you have any questions or comments please call me at 604-432-7743 or email me at
Please Pass It On
Know someone who may benefit from viewing these videos or reading these articles? Please forward this email directly to them.
Capital Concepts Group
HollisWealth, a division of Scotia Capital Inc.                                     E:
Suite1030 – 4720 Kingsway                                                                   P: 604-432-7743
Metrotower II                                                                                               F: 604-439-7777
Burnaby, BC  V5H 4N2                                                                   

This article was prepared solely by Chad Ekren who is a registered representative of HollisWealth® (a division of Scotia Capital Inc., a member of the Canadian Investor Protection Fund and the Investment Industry Regulatory Organization of Canada). The views and opinions, including any recommendations, expressed in this article are those of Chad Ekren alone and not those of HollisWealth. Capital Concepts Group is a personal trade name of Chad Ekren. ® Registered trademark of The Bank of Nova Scotia, used under license.