Security. Purpose. Legacy

May 1, 2019
Happy Spring, Everyone!

We have arrived at the start of the best part of the year - taxes are over (for those who filed on time), it's the middle of spring, and the days are long and getting longer. Rose Mary and I will be biking and walking outside on a more frequent basis, enjoying the sunshine. There's so much to look forward to at this time of the year.

Our focus this month is on Optimize Investments. Specifically, we will look at the Relative Strength portion of our Successful Investing Solution pyramid (see below). Relative Strength is also known as Momentum, which is described as 'up' when a stock's price is in an uptrend, or 'down' when the price is in a downtrend. A portion of our portfolio is devoted to Relative Strength investments because it can accentuate portfolio performance when the market is moving up and help protect against the downside when markets are moving down.

Generally, we believe the majority of our clients' investments should entail a buy and hold philosophy of high quality, globally diversified portfolio of stocks and bonds. The tactical nature of the Relative Strength protion of our clients' portfolios is primiarily meant to protect against severe bear markets. Please read how SIA Wealth Management's partnership with BMO mutual funds is positioned to help with this, especially when many feel we are currently in the late stages of a bull market.


my personal reflections since the sudden passing of my son

There is a popular hymn titled "It Is Well With My Soul", written by a businessman who lost all 4 of his children in a tragic ship sinking while crossing the Atlantic. I used to wonder how anyone could write such a song after losing so much. Now I have a better understanding. Click here to read how the story behind this great song has impacted me. I hope the story will impact you as well.

Evidence Based Investing – globally diversified, balanced portfolio structured to reduce expenses, turnover, and minimize tax, but should grow with the market. We partner with Dimensional Fund Advisors for this component.

Rising Income Investments – blue chip securities that provide a robust, consistently rising dividend to counteract inflation. Potential candidates are Canadian financials, telecoms and utilities.

Good Night’s Sleep – fixed income holdings which are uncorrelated to equities and have low volatility to provide portfolio stability. This component can provide a steady, dependable income during prolonged bear markets.

Relative Strength – a tactical asset allocation portfolio which uses a rules-based approach to objectively assess opportunities and threats in the market. We partner with Bank of Montreal’s Global Asset Management for this component.
BMO/SIA relative strength approach

A portion of our model portfolio is allocated to the BMO Tactical Global Equity ETF Fund which uses the SIA Wealth Management approach to investing. Click here to read how SIA uses Relative Strength as their way to managing investments.
how much exercise to make it to 90

The number of people living to 90 and beyond will dramatically increase in our lifetime. However, obesity and inactivity are also taking their toll. Click here for a Bicycling magazine review of a study which looks at how much exercise is needed to live to age 90 and beyond.
Successful Retirement Solution
An integrated planning approach we offer to our valued clients, involving a six step process that will help you:    
                     1. Clarify Vision
                     2. Preserve Wealth
                     3. Minimize Tax
                     4. Maximize Retirement
                     5. Optimize Investments
                     6. Design Legacy

We will touch on one or more of these steps at our future meetings with you. We'll also provide educational resources to explain each step so that you'll understand their importance and how you'll benefit from this holistic planning approach. Please feel free to contact us if you have any questions.
                                          Chad Ekren  
Chad Ekren CIM, CFP®, B.Comm
Portfolio Manager
HollisWealth®, a division of Industrial Alliance Securities Inc.
Insurance Advisor, Hollis Insurance Agency
1030 – 4720 Kingsway
Metrotower II
Burnaby, BC  V5H 4N2
I have a group of enthusiastic professionals dedicated to providing the highest level of customer service. We offer an integrated, holistic, financial planning process to help our clients achieve a Successful Retirement. Click here to view video.
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Capital Concepts Group
HollisWealth, a division of Industrial Alliance Securities Inc.              E:
Suite1030 – 4720 Kingsway                                                               P: 604-432-7743
Metrotower II                                                                                       F: 604-439-7777
Burnaby, BC  V5H 4N2                                                                   

This information has been prepared by Chad Ekren who is a Portfolio Manager for HollisWealth® and does not necessarily reflect the opinion of HollisWealth. The information contained in this newsletter comes from sources we believe reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any of the securities mentioned. The information contained herein may not apply to all types of investors. The Portfolio Manager can open accounts only in the provinces in which they are registered.
HollisWealth® is a division of Industrial Alliance Securities Inc., a member of the Canadian Investor Protection Fund and the Investment Industry Regulatory Organization of Canada. Insurance products provided by Hollis Insurance Agency.

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Capital Concepts Group Inc. · 1030 - 4720 Kingsway · Burnaby, BC V5H 4N2 · Canada

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