Hello Everyone,

It's that time of year again - tax season. Time to gather all your receipts and tax slips if you haven't done so already. We have an article this month that reveals how you can reduce the sting of taxes when making a substantial gift to your family members. For those seniors who may be considering a reverse mortgage, we have an article that explains the pros and cons of reverse mortgages. And lastly, there's an article which explains why certain vitamins are vital after we turn 40.

We've now completed our second round of Joyful Retirement Seminars in March and the response has been extremely positive. All our sessions were sold out and virtually all attendees found the course highly educational and helpful. Because of the terrific response we've had, we've decided to offer another round of seminars on April 10, 14 and 17 at BCIT.

Last month, my wife and I took our annual trek down to Los Angeles to visit our son Nick and watch him perform in a school production. He is graduating next month from Azusa Pacific University with a degree in Performing Arts. How time flies. I clearly remember seeing him off to university as if it were just yesterday.

I hope you'll take time to enjoy all that Vancouver offers this Spring.

All the best,
Chad