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Welcome to the December issue of our newsletter. Before breaking up for Christmas holidays we would like to give you a few updates.
We are excited to inform you that Nordea has joined the Distributed Ledger Group focusing on distributed ledgers and block chain technology. This is something that will definitely impact the payment landscape in the future and Nordea has taken an active role in this process. You can read more about this in one of the below articles.
You will also be able to read some of our findings from the annual EuroFinance Cash & Treasury Conference held in Copenhagen in September. In this newsletter we have highlighted some of the key challenges for corporate treasurers which are relevant for both vendors and banks.
The first pilot customers for Corporate Access are now launched, and we are able to give you an update on deadlines and launch plans for pilots in Norway and Denmark.
We have also successfully held our first webinar this month. More will follow, and we are planning several more in 2016. If you were not able to participate, you can can view and download the material from
Thank you for good cooperation in 2015 – we look forward to the continuation in the coming years. 

Merry Christmas from all of us in Nordea Cash Management
Mikael Kepp

File Transfer Services - New public keys available

Nordic: The Nordea public keys for AS2, SFTP and PGP can now be downloaded from our website. Please choose the tab called Certificate Download.


Common solutions and the tradition of working together

Norway: We have a strong tradition in Norway for banks, ERP vendors and Nets to work together and coordinate development regarding formats. The introduction os ISO20022/XML is no exception. Find out more about how these initiatives are coordinated by Bankenes Standardiseringskontor (BSK).


Domestic SEPA Credit Transfer (EUR) payments to/from accounts in Sweden

Sweden: Due to EU legislation it will no longer be compliant to make/receive domestic commercial EUR payments to/from accounts in Sweden as of 31 October 2016. Financial payments, e.g. Intercompany and Same-day value payments in EUR, are not impacted by this change.

Mobile BankID with GiroLink

Sweden: Mobile BankID is now enabled in GiroLink for login and for signing off files. GiroLink works as before but Java 7 or Java 8 is required for file sending. Users with lower versions will be notified in GiroLink.

New mailbox for electronic salary specification

Sweden: At the end of this year, Postnord will close their ePostboxen. Read the article to find out what this means for both employers and employees.


Changes in the remittance information instances in SEPA credit transfer's additional service AOS2/999 in 2016

Finland: With the help of the AOS2 / 999 additional service, a corporate customer may in the future transmit the information of a maximum of 999 credit/debit invoices in the itemisations of one SEPA credit transfer. Finnish banks have agreed on adopting the extended service as of 11 April 2016. The service concerns domestic banks. Remittance information instances are not transmitted to foreign banks.

Advance notice of incoming foreign currency payments

Finland: Please read this correction to our Newsletter issue 3. The advance notice of incoming foreign currency payments, available through file transfer, is under investigation. The possible end-date or replacing solution has not been decided. 

Distribution of interest rate files to be discontinued

Finland: Nordea is currently distributing data on interest rates and exchange rates in the File Transfer Service. During Q1/2016 we will stop distributing the interest rate data file. There will also be changes to the content in the exchange rates data file. We will continue to publish valuation rates, but rates for non-convertible currencies will no longer be included in the data. The material types in the File Transfer Service are KORKO and VKEUR respectively.