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Latest Podcast: Mortgage Discrimination with José Loya


Most of us are familiar with how subprime loans were disproportionately (and predatorily) targeted at Black and Latino households during the 2000s housing bubble leading up to the Great Recession. Less well known is that disparate treatment in mortgage lending is making a comeback alongside the recovery of the housing market.

José Loya of UCLA joins the UCLA Housing Voice to talk about ethnic and racial disparities in access to mortgage credit in the years following the housing crash.
 
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What is the UCLA Housing Voice?
Research on housing affordability, displacement, development and policy is a fast-moving field, with important implications for policy and people. But research findings don’t often get shared with those beyond academia. In every episode of our new podcast, co-hosts Michael Lens, associate faculty director, and Shane Phillips, housing initiative manager, talk to a different housing researcher to help make sense of their work and how it can be applied in the real world.

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Missed the First Episode?
Evil Developers with Paavo Monkkonen


Which arguments against new housing are most effective? Residents were asked how they felt about a hypothetical housing development proposed nearby, then told about the concerns of some of their neighbors: traffic, neighborhood character, strained services, or developer profit. Surprisingly, the developer profit argument was the most effective at reducing support for new housing.
 
Hear the Episode
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