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The latest and greatest real estate news from Tania & Tina.
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Welcome to your July 2014 Update!

From Tina & Tania...

Happy July - Summer is here!  As most of you know, Tania is a Girl Guide Leader just got back from a week in Victoria with her group!  Much fun was had by all: kayaking, camping, cooking and doing a variety of super awesome things!

Market: The market has slowed down a tiny bit, but is still very strong. Instead of properties selling at 99% of list price, they've dropped to 98% - think of the deals you can get!!  ;)  

Summer Fun Activities:  (click for more info)
July 4-14 - Stampede!
July 20 - Sun and Salsa Festival (that's a yummy one!)
July 24-27 - Calgary Folk Fest

Have a fun July - don't forget to take some time off!

(NOTE: 
if you're reading this in Gmail & you have no images - click on 'Display Images Below'.)
CALGARY HERALD, June 24, 2014  - New condo tower in East Village with no parkade - WOW this is causing a lot of controversy!  66 comments so far!  We think it's a great, affordable idea.  While most people do, not everyone has or wants a car.  These units are much more affordable - $200K's for downtown Calgary??  And the units are fully furnished?  It might be a great option for some people, and for those folks who must have a car and parking, they can buy else where.  

Thinking of Buying? Tips for Safeguarding Your Credit

Check Your Credit Report - You can contact Equifax and request a copy of your Credit Report by calling 1-800-465-7166 or by visiting www.equifax.ca. It is your responsibility to ensure that your Credit Report is accurate. 

Stay Informed - Carefully read all credit contracts that you sign, as they are not all created equally. For example, some lenders classify payment as “late” the day after it is due, while others allow a grace period of up to 30 days. 

Set up Automatic Payments - Set up automatic payments through your bank to ensure you do not lose track and accidentally miss a payment. It will be one less thing on your “to do” list.

Pay Down Debt - Your credit balances should not exceed 70-80% of your available limits. If you are using more than that, it is a warning sign to lenders that you are relying too heavily on your credit to meet your financial obligations. Pay down your debts, and if possible pay for more items upfront.

Be Careful Authorizing Credit Inquiries - Most people think that it’s alright to shop around for the best mortgage rate or to fill out a lot of credit card applications for free incentives like T-shirts, etc. By doing this, your Beacon Score can be lowered due to the number of inquiries into your credit history.

What is YOUR home worth?

Contact us for a Market Evaluation!  Our goal is to meet all of your real estate needs - we look forward to hearing from you and we are happy to answer ANY questions you may have!  

E: rescalgary@gmail.com  
www.TaniaKing.com
Tania:  403-813-4448
Tina:  403-891-9142

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Copyright © 2014, Tania King Real Estate Team, All rights reserved.

Our mailing address is:
CIR REALTY
#144, 1935 32 Avenue N.E.
Calgary, AB, T2E 7C8

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