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Manda Luccasen | RE/MAX Southern Homes
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Simplifying the Market™



In the 10/31/2019 edition:
Excerpts:

Taking the Fear Out of the Mortgage Process

Taking the Fear Out of the Mortgage Process | Simplifying The MarketA considerable number of potential buyers shy away from the real estate market because they’re uncertain about the buying process – particularly when it comes to qualifying for a mortgage. For many, the mortgage process can be scary, but it doesn’t have to be!  In order to qualify in today’s market, you’ll need a down […]
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How to Determine If You Can Afford to Buy a Home

The gap between the increase in personal income and residential real estate prices has been used to defend the concept that we are experiencing an affordability crisis in housing today. It is true that home prices and wages are two key elements in any affordability equation. There is, however, an extremely important third component to […]
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Thinking of Selling Your Home? The Waiting Is The Hardest Part.

Thinking of Selling Your Home? The Waiting Is The Hardest Part. | Simplifying The MarketTom Petty famously penned the words, “the waiting is the hardest part” in his early 80’s hit song The Waiting, and his thought process can surprisingly also be applied to individuals considering selling their homes today. Traditional thinking would suggest it may be best to wait until the spring to sell when there is a […]
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4 Reasons to Buy a Home This Fall

4 Reasons to Buy a Home This Fall | Simplifying The MarketHere are four great reasons to consider buying a home today, instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest Home Price Insights Report shows that home prices have appreciated by 3.6% over the last 12 months. The same report predicts prices will continue to increase at a rate of 5.8% over the next year. The bottom […]
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Buying a home can be SCARY…Until you know the FACTS [INFOGRAPHIC]

Buying a home can be SCARY…Until you know the FACTS [INFOGRAPHIC] | Simplifying The Market

Some Highlights:

Many potential homebuyers believe they need a 20% down payment and a 780 FICO® score to qualify to buy a home. This stops many people from even trying to jump into homeownership! Here are some facts to help take the fear out of the process:
  • 71% of buyers who purchased homes have put down less than 20%.
  • 78.1% of loan applications were approved last month.
  • In September, the average credit score for approved loans was 737.

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The process of buying or selling a home can be overwhelming at times, but you don't need to go through it alone.

You may be wondering if now is a good time to buy or sell...  or if interest rates are projected to rise...  or how much competition you may be facing in today's market. My free eGuide's above will answer many of your questions and likely bring up a few things you haven't thought about yet.

Or, if you know someone who is thinking about buying or selling a home, please forward this email to them. My business is built on the referrals of friends, family and business associates.

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