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Beverly Kubala, Founder of Geriatric Care Managers of Western New York

Beverly will speak on: 

Navigating the Health Care System

Learn how to navigate the ins and outs of our very complicated healthcare system to better understand payment, accessing benefits and the documents necessary that can help you remain at home as long as possible.

Thursday, March 8, 2017
5 PM-6:30 PM
Fiddler's Green Manor
168 W. Main Street
Springville, NY 14141

RSVP: dpolak@niagararehab.com or 716-886-4377 ext. 310





 

Determining the Cost of Care for Your Loved One  


It's hard enough worrying about the health of an aging loved one and the added concern of how to pay for care and the many options available can be overwhelming. There are many variables to consider including the type of care needed, the available resources of your loved one, as well as the many local, state and federal benefits that they may be eligible for. 

There is a lot of confusion regarding federal and state programs and what they may or may not cover: 

Medicare is a federal health insurance program open to Americans aged 65 and older, and those with specific disabilities who are under the age of 65. 
Medicaid provides long-term care to seniors in nursing homes and in their home or "communities" including nursing homes, assisted living or directly in the home, however there are financial qualifications and other eligibility rules that have to be met.

In addition, veterans can also access certain federal benefits and there are also programs through state and local governments. Local community resources and programs through non-profits may also help meet the needs of your loved ones.   
 
Some considerations:
  1. If you are caring for a loved one, it may be time to get sense of their financial situation so you have an idea of their assets and ability to pay before a crisis hits.
     
  2. Understand what is available to you or your loved one based on your needs, location, financial situation and special benefits such as those for veterans.
     
  3. Use online tools such as Aging Care Calculator that can provide estimates on varying types of care in your area.  
     
  4. Consult with your financial planner and/or attorney to ensure you have your affairs in order and proper documents compiled to protect your assets where possible.
     
  5. Work with an Aging Care Professional such as Geriatric Care Managers of WNY who can help you navigate care options, payment options and resources available to you and your family.

Do you know someone who could benefit from this newsletter?  Please feel free to share and forward!
 

 

 
Copyright © 2014 Geriatric Care Managers of Western New York, All rights reserved.

Geriatric Care Managers of Western New York was founded to guide families through the myriad of issues that must be addressed as loved ones age and as health care needs increase.  Have a question or set up an appointment? Contact us at information@gcmofwny.com.

Our mailing address is:
2560 Walden Avenue, Suite 102, Buffalo, N.Y. 14225
716-204-1063
www.gcmofwny.com

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